Last September a lot of auto mechanic shops in our area had cars and cars lined up on queue for repair. It was all because of Typhoon Ondoy, which caused lots of cars and houses to be underwater for days, and yeah that includes ours. Since our car is already 14yrs old and we are the third owner, getting a comprehensive insurance is no longer possible, for reasons explained to me by a family friend in the insurance business, reasons I decided to forget. Now I remember a few people in the last company I worked for whose cars suffered the same fate as ours. Some even have brand new cars. What’s sad is that majority of them, has comprehensive insurance that doesn’t cover natural disasters. Yeah I prefer to call it that instead of Acts of God. Going back, one person I know had to shell out Php100,000.00 for the repairs of her car that she got just 2 months prior to that fateful incident. That and our experience, got my husband and I into thinking of getting an insurance for the car, since we don’t have one.

Now if only there’s a way to get an insurance quote without actually having to go out of the house and meet up with sales agent, perhaps, I’d gladly tell my husband to go ahead and get a car insurance. But for now, that’s not much of an issue since we hardly go out these days.