
WHAT CAN BE DONE to change the country for the better? One way is to build up and strengthen the middle-class. Every country that has made leaps and bounds in its social and economic progress did so only after the growth of its middle-class. This same spirit of nation building drives PLDT-SME Nation to support SMEs (small-to-medium enterprises) and as a result, create a strong, vibrant and thriving middle-class.
“When it comes to wealth creation and providing jobs and opportunities to a greater number of people, our country owes a lot to SMEs. The more SMEs thrive, the better it is for our economy and our society. Only then can we generate jobs, income and opportunities that our workers, professionals and graduates need.
“SMEs form the backbone of the Philippine economy, generating more than 90% of income. More SMEs mean more jobs, more income and more purchasing power. Filipino entrepreneurship is a key to creating a strong economy for the country,” says Kat Luna-Abelarde PLDT vice-president and head of PLDT-SME Nation.
A lot of parents these days are disappointed with the amount of money they are going to get from their children’s college educational plans. Of course, some insurance agents will promise the sun and the moon in order to convince you to buy their policy. To those who did not do their homework of reading the fine print and really finding out what those things mean, they are bound to have a nightmare when their kids are about to enroll to college. Most of the time, it will be best to get in touch with a legal counsel before putting your signature on the dotted line, so as not to be misled.

The school year is about to start again in a matter of days and with that in mind, it’s a good thing that the officers of the city of Manila deemed it proper to check out the dormitories and boarding houses around the university belt. In Recto alone, close to 90% of the dormitories and boarding houses were considered inhabitable. No fire extinguishers, no fire exits and with poor ventilation. Despite the city’s efforts to have these dorms and boarding houses to shut down, many budget-challenged parents and self-supporting students who are willing to settle for such facilities, are sustaining these businesses. On top of that, the usual excuse that the people using the facility are related to the land owner makes it even more difficult for the city officials to enforce the rules. 
