Life has no guarantees. No amount of insurance can make anything in your life absolutely certain. Although in most cases it still helps to do so. Even if you live in a first world country where your taxes work for you, it helps to have a health insurance. And all the more if you live in a third world country like the Philippines where your taxes goes to politicians pockets and where most government employees are rude and totally devoid of customer service skills.
Here in the Philippines good health insurance providers are Medicard and Maxicare. I think they’re the closest to Blue Advantage. Caritas Health Shield also has good and affordable terms for health policies.
Anyway, if you have kids it is best to have a good health insurance both for you and your family.

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